Northeast Missouri State Bank: A Cornerstone of Kirksville's Financial Landscape

Northeast Missouri State Bank, with its headquarters in Kirksville, Missouri, has been a trusted financial institution in the region for over a century. Since its establishment in 1914, the bank has played a pivotal role in supporting the growth and prosperity of the Kirksville community.

Here's why Northeast Missouri State Bank stands out:

100% Community-Focused

Northeast Missouri State Bank is committed to meeting the financial needs of individuals, families, and businesses in Kirksville and the surrounding areas. The bank's mission is simple: "To provide the highest quality financial services with a personal touch."

Strong Financial Position

The bank's financial strength is a testament to its sound management practices. As of December 31, 2022, Northeast Missouri State Bank boasted:

• Total Assets: $810 million
• Deposits: $680 million
• Loans: $520 million
• Net Income: $8.7 million

Wide Range of Financial Services

Northeast Missouri State Bank offers a comprehensive suite of financial products and services to meet diverse customer needs:

Personal Banking

• Checking and savings accounts
• Certificates of deposit
• Mortgage loans
• Auto loans
• Personal loans
• Investment services

Business Banking

• Business checking and savings accounts
• Commercial loans
• Equipment financing
• Lines of credit
• Cash management services

Convenient Access

In addition to its main branch in Kirksville, Northeast Missouri State Bank operates two additional branches:

• Northeast Branch | 201 E. Harrison St. | Kirksville, MO 63501
• West Branch | 3100 Baltimore St. | Kirksville, MO 63501

The bank also offers online and mobile banking services for added convenience.

Community Involvement

Northeast Missouri State Bank is deeply involved in the Kirksville community. The bank supports local businesses, schools, non-profit organizations, and community events. In 2022, the bank donated over $250,000 to local organizations.

How to Bank with Northeast Missouri State Bank

Step 1: Open an Account

Visit any of Northeast Missouri State Bank's branches or call (660) 665-9000 to open an account. You can also open an account online at www.nemostatebank.com.

Step 2: Fund Your Account

Transfer funds from another account or deposit cash or checks.

Step 3: Manage Your Finances

Take advantage of Northeast Missouri State Bank's online and mobile banking services to conveniently manage your accounts, pay bills, and more.

Pros and Cons of Banking with Northeast Missouri State Bank

Pros:

• Strong financial position
• Wide range of financial services
• Community-focused
• Convenient access
• Excellent customer service

Cons:

• Limited branch network outside Kirksville
• May have higher interest rates on certain loans compared to larger banks

FAQs

1. What are the bank's hours of operation?

• Main Branch: Monday-Friday: 8:30 AM - 5:00 PM; Saturday: 9:00 AM - 12:00 PM
• Northeast Branch: Monday-Friday: 8:30 AM - 5:00 PM
• West Branch: Monday-Friday: 8:30 AM - 5:00 PM

2. Does the bank offer online and mobile banking?

Yes, Northeast Missouri State Bank offers online and mobile banking services.

3. What types of loans does the bank offer?

The bank offers a variety of loans, including mortgage loans, auto loans, personal loans, commercial loans, and equipment financing.

4. Is the bank FDIC insured?

Yes, Northeast Missouri State Bank is FDIC insured up to the maximum amount allowed by law.

5. How can I contact the bank?

You can contact Northeast Missouri State Bank by phone at (660) 665-9000 or by email at [email protected].

Call to Action

If you're looking for a trusted and reliable financial institution in Kirksville, Missouri, look no further than Northeast Missouri State Bank. With its strong financial position, wide range of financial services, convenient access, and unwavering commitment to the community, Northeast Missouri State Bank is the perfect banking partner for your personal and business needs.

Visit us online at www.nemostatebank.com or call (660) 665-9000 today to learn more.

Appendix

Table 1: Northeast Missouri State Bank Financial Performance

Table 2: Northeast Missouri State Bank Loan Portfolio

Table 3: Northeast Missouri State Bank Community Involvement