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Farmers State Bank Calhan: Your Trusted Financial Partner in Calhan, Colorado

Introduction

Farmers State Bank Calhan has been a cornerstone of the Calhan community for over a century, providing reliable banking services to individuals, families, and businesses alike. With a commitment to financial stability and a deep understanding of the local economy, Farmers State Bank stands ready to meet all your banking needs.

Our Offerings

From traditional deposit accounts to personalized lending solutions, Farmers State Bank Calhan offers a comprehensive suite of banking products and services:

Personal Banking:
* Checking and savings accounts
* Certificates of deposit
* Debit cards and online banking
* Personal loans for home improvements, vehicles, and more

farmers state bank calhan

Business Banking:
* Business checking and savings accounts
* Commercial loans
* Equipment financing
* Business credit cards

Mortgage Lending:
* Conventional and FHA loans
* VA and USDA loans
* Construction financing
* Home equity loans

Agriculture Lending:
* Farm operating loans
* Ranch loans
* Equipment financing
* Real estate loans

Farmers State Bank Calhan: Your Trusted Financial Partner in Calhan, Colorado

Our Strengths

Local Expertise: Our team of experienced bankers has a deep understanding of the Calhan community and is dedicated to providing personalized service.

Introduction

Financial Stability: As a strong and stable financial institution, Farmers State Bank Calhan has weathered economic downturns and remains committed to safeguarding your funds.

Community Involvement: We actively participate in community events, support local businesses, and invest in programs that benefit Calhan residents.

Why Farmers State Bank Calhan Matters

Choosing the right bank is crucial for your financial well-being. Farmers State Bank Calhan offers a number of benefits that set us apart from the competition:

  • Local Decision-Making: Decisions are made right here in Calhan, ensuring that your needs are met promptly and effectively.
  • Personalized Service: Our bankers take the time to get to know you and your financial goals, providing tailored recommendations and solutions.
  • Competitive Rates: We offer competitive rates on loans and deposits, helping you save money and grow your wealth.
  • Convenience: Access your accounts anytime, anywhere with our convenient online and mobile banking services.

Tips and Tricks

  • Establish a Savings Plan: Set financial goals and create a savings plan to reach them.
  • Monitor Your Credit: Regularly check your credit score and report any inaccuracies to maintain a strong credit profile.
  • Utilize Online Banking: Take advantage of the convenience of online banking to manage your finances securely and efficiently.

Common Mistakes to Avoid

  • Overspending: Track your expenses to avoid overspending and staying within your budget.
  • Ignoring Interest Rates: Pay attention to interest rates when borrowing or saving to minimize costs and maximize returns.
  • Ignoring Fees: Read the fine print before opening any account or signing up for services to avoid unexpected fees.

Call to Action

Let Farmers State Bank Calhan be your trusted financial partner. Visit our branch in Calhan today or contact us online to explore our range of products and services. We look forward to helping you achieve your financial goals and grow with your community.

Tables

Table 1: Deposit Account Rates

Account Type Annual Percentage Yield (APY)
Savings Account 0.50%
6-Month Certificate of Deposit 1.00%
12-Month Certificate of Deposit 1.25%
24-Month Certificate of Deposit 1.50%

Table 2: Loan Rates

Loan Type Annual Percentage Rate (APR)
Personal Loan (up to $10,000) 7.99%
Auto Loan (2018 Honda Accord) 3.49%
Farm Operating Loan 5.50%
Commercial Real Estate Loan 6.25%

Table 3: Mortgage Rates

Loan Program Annual Percentage Rate (APR)
Fixed-Rate Mortgage (30-year term) 4.25%
FHA Loan (30-year term) 3.75%
VA Loan (30-year term) 3.50%
USDA Loan (30-year term) 3.25%
Time:2024-09-21 13:55:52 UTC

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