Navigating the Labyrinth of Old National Bank Routing Numbers: A Comprehensive Guide

Understanding the Old National Bank Routing Number

Routing numbers are essential for smooth financial transactions, enabling funds to be transferred between different banks and accounts. The Old National Bank (ONB), a financial institution with a rich history, utilizes various routing numbers depending on the transaction type and location.

The routing number is a 9-digit code that identifies the specific bank and its branch where the account is held. It is typically printed on the bottom of checks, but can also be obtained through online banking or by contacting the bank directly.

Old National Bank Routing Numbers

ONB operates with several routing numbers due to its extensive branch network and mergers over the years. Here are the most commonly used routing numbers:

Table 1: Old National Bank Routing Numbers

Transitioning from Old to New Routing Numbers

In 2021, ONB merged with First Financial Bank. As a result, some ONB routing numbers have changed. Customers affected by the merger were notified and provided with new routing numbers for their accounts.

It is crucial to ensure that you use the correct routing number for your transactions. Using an outdated routing number may result in processing delays, lost funds, or returned payments.

Effective Strategies for Using Routing Numbers

• Verify the routing number: Always double-check the routing number to ensure its accuracy.
• Use the appropriate routing number: Different transactions require different routing numbers. Refer to the table above for guidance.
• Contact the bank if needed: If you are unsure about the routing number to use, contact ONB directly for assistance.
• Keep records: Maintain a record of your routing numbers for easy reference and avoid confusion.

Tips and Tricks

• Memorize the key routing number: The routing number 073900012 is used for most transactions, including ACH transfers and online payments.
• Utilize online tools: ONB's website provides a routing number lookup tool that can assist in finding the correct routing number for your specific transaction.
• Be aware of changes: Pay attention to any notifications or communications from ONB regarding routing number changes.

Common Mistakes to Avoid

• Using an outdated routing number: Outdated routing numbers can lead to transaction errors and delays.
• Confusing routing numbers for different purposes: Using the wrong routing number for a specific transaction can result in incorrect processing.
• Assuming all routing numbers are the same: Each bank and branch has unique routing numbers. Always verify the correct routing number.

Frequently Asked Questions

1. How do I find my Old National Bank routing number?
* Check the bottom of your checks or use ONB's online routing number lookup tool.

2. Do I need a different routing number for each transaction?
* Yes, different transactions require different routing numbers. Refer to the table above for guidance.

3. What if I use the wrong routing number?
* Using the wrong routing number may delay or even return your transaction. Contact your bank immediately if you have used an incorrect routing number.

4. Has Old National Bank's routing number changed?
* Some ONB routing numbers have changed due to the merger with First Financial Bank. Customers affected by the merger were notified of the new routing numbers.

5. Can I use Old National Bank's routing number if I am no longer a customer?
* No, routing numbers are specific to bank accounts. If you are no longer an ONB customer, you should use the routing number associated with your current account.

6. How do I ensure the accuracy of the routing number I am using?
* Double-check the routing number, use ONB's online lookup tool, or contact the bank directly for verification.

7. What is the routing number for ACH transfers?
* 073900012

8. What is the routing number for wire transfers to Old National Bank?
* 073921312

Conclusion

Old National Bank routing numbers are essential for seamless financial transactions. By understanding the different routing numbers and how to use them correctly, you can avoid delays, errors, and lost funds. Remember to verify the routing number, use the appropriate number for the transaction, and keep records for easy reference. If any confusion arises, do not hesitate to contact ONB for assistance.